Amex points gift cards reddit. Otherwise I think Home Depot gift cards are 1 cpp.

Amex points gift cards reddit the Chase freedom unlimited / flex earn 3x at drugstores so you can buy gift cards at cvs and get 3x back. 67 cents apiece. Users can opt to “pick up” their Uber eats order to avoid the fees associated with delivery. true. I'll leave this post up in case other users have their own favorite AmEx redemptions they'd like to share. Have had a million Amex points before but tend to spend them down around the holidays. Whether you're looking to maximize your rewards, navigate travel perks, or get the most out of exclusive experiences, this subreddit is Any other suggestions for maximizing value from Amex points? I’m not averse to just converting my 110k points to gift cards, but I really don’t need $1100 in brooks brothers gift cards. com earns 4% cash back on Rakuten and with the additional 3% from this credit card you can earn 7x MR points on gift card purchases. Most of the time, you redeem points for a Join the official American Express community and discover a world of exclusive rewards, advantageous pricing, and exceptional customer service. and the hotel programs are better value than cash or gift cards or other redemption options. Get the Reddit app Scan this QR code to download the app now That said, I regularly receive 4x MR points for Amazon gift card purchases on my Amazon grocery deliveries. You will have to then enter a custom amount of $9. Otherwise I think Home Depot gift cards are 1 cpp. They are currently doing a 30% bonus on points transfer (1 Amex point = 1. I add a $25 physical gift card to every delivery. I read online that you can book a flight with the points and then cancel it that way refund will be statement credit. Enjoy exclusive rewards, preferential pricing, and exceptional customer service, all designed to enhance your lifestyle. Burn Amex CLEAR Credits & Get $100 Travel Credit travel-on-points. Card has no AF, and is easily a keeper if your household frequents Amazon. 99 with the Amex card. Get the Reddit app Scan this QR code to download the app now Later if you find that you have about 100k+ points and still no good transfer options, then it's time to get some gift cards and cancel all your MR points cards. 1 cpp using the Charles Schwab Platinum card. ”-The Points Guy Just to give you a side by side comparison Buying a pair of shoes is $100 at Nordstrom. Home airport is DFW. We are talking about buying on amex and pay points. Enjoy exclusive rewards, preferential pricing Using Points for Gift Cards. Whether you're seeking financial solutions or travel adventures, American Express has you covered. Both the AmEx Gold and AmEx Platinum receive a monthly credit for Uber. That way you get 5 Amex points plus one Aeroplan point per dollar. You can buy Home Depot gift card if you have some household needs. Step into a world of privilege and prestige with American Express. Then I noticed that you can also buy gift card, Apple's: $100 now 9,412 Points or 1. There are GCs for shopping, Dining, Travel, Retail, Theme parks, and much more. I like traveling mostly domestically, Mexico, Caribbean, Hawaii. com, but Amazon wouldn’t let me, regardless of the dollar amount. Amex Platinum - Buying Delta Gift Card on App to get 5x Points? Does anyone know if buying a gift card on the Not only for Costco, for Walmart as well (even tho they accept Amex it’s not 5x points). Otherwise i can just run to the grocery store and grab one, but that would obviously be less points back if it does trigger the plats 5x rewards. That's why I suggest checking recent data points on FlyerTalk to see what is working as it has and does change from time to time when Amex updates its systems. Most merchants will even allow you to use a gift card and still enjoy rewards. I have $97 remaining on Delta from my Plat card. I've also occasionally bought 500 dollar gift cards along with some of my groceries too to get 4x points back then as well. Get the Reddit app Scan this QR code to download the app now. The reality is Amex points aren't a good fit for them. Depending on time of the year and airline you choose, 300k could be worth as much as $15,000 in flights. For example, gift cards used to work more directly and then they shut that down. 95 including activation fee. Didn’t realize couldn’t transfer to American and I have read the Amex travel points on various blogs! Reply reply More replies. 75% return on spending on groceries (plus all the stores that have gift card at the gift card mall at Sobeys) and restaurants is unheard of. 5 cents each when redeemed this way. Anything over 1cpp is good imo. Whether you're looking to maximize your rewards, navigate travel perks, or get the most out of exclusive experiences, this subreddit is I typically check Rakuten before booking AirBnb because sometimes they have a 3% cash back on their gift cards. The proper use of those points is to put those points toward a couple plane tickets you wouldn’t PAY $1100 for, but have a face value four times that. Can only imagine the points people are collecting on amex biz cards. 2cpp compared to Discover at 2x? Or like would the redemption rate beat out a average 2x like Discover since you get 4x with amex? Would be great if 1) they lowered the redeem threshold to say $5. Is there a use for my points that you Like once your card is saved with a site; that site uses a type of recurring value, so they don’t sent all the data points for subsequent purchases. Pay with Points for Taxi/Uber r/Amex is the place for American Express cardholders to connect, share tips, and discuss everything related to their premium card benefits. It seems I’m okay to spend my points on gift cards, but theres no point in me keeping this card after I use them up. xyz, the They also did it in July 10, 2022 - The Membership Rewards points you’ve earned can help you make the most of your favorite summer activities. 06 cent per point was 11,765 Points or 0. is a bit more on the “keep it under wraps” side of things like asking about travel bank credits via loopholes or gift cards to earn points on bonuses Shopping with Membership Rewards: Your points are only worth 0. In less than a year of normal consumer spending we have enough points for two round trips to Tokyo from Toronto. You're effectively paying for insurance by not buying gift cards. Visa (including the Amazon Rewards Visa Signature Card) Amazon Store Card Amazon Secured Card MasterCard/EuroCard Discover Network American Express Checking Account JCB China UnionPay (credit card only) Visa, MasterCard, or American Express prepaid credit or gift cards You can add a completely new payment card or change your existing payment Resy Pay is a mobile payment platform that replaces the traditional consumer and restaurant steps of dropping a check and paying with a physical card for in-person dining. Mind you this is conservative, as I wait for 30% bonus transfers and I often get 1. These are points that you earn with certain Amex cards that can be redeemed for travel, gift cards, and even cash -- though some redemptions are better values than others. The only reason I'm keeping my amex cards is because I'm getting fees waived off (spend based criteria) in last 2 years. 1 cpp. I’m not looking for flights or hotel transfers I know I can get more with that I’m just trying to get cash value out of my points. " I was very happy with my american express card but a few days ago I made a mistake in placing the amount to be paid on my credit card and from there the nightmare began, first I did not find an option to cancel the payment and they continued trying to make the payment in My bank account which, due to not having the funds, canceled the r/Amex is the place for American Express cardholders to connect, share tips, and discuss everything related to their premium card benefits. Convert points to Home depot giftcards. But if you don’t travel internationally often, and get the x% off gift card offers (like the 15% off Home Depot gift card I recently had seen) then I’d say it’s a fair use for your points. I have successfully used my $50 Amex gift card on Amazon. Step 1. Pay with Points for Taxi/Uber. com or somewhere in store, then I log onto delta and buy my ticket and purchase the ticket with the gift card and then the rest with the plat card? Step into a world of privilege and prestige with American Express. Whether you're looking to maximize your rewards, navigate travel perks, or get the most out of exclusive experiences, this subreddit is If you want to buy something on Amazon, buy an Amazon gift card at Whole Foods or Food Basics, then log into Amazon via the Aeroplan store to use the gift card. Whether you're looking to maximize your rewards, navigate travel perks, or get the most out of exclusive experiences, this subreddit is Step into a world of privilege and prestige with American Express. - is this usual that gift card gets a much better treatment? Do I miss something? - the point value (without the current discount at least) seems pretty low ⁠Added each Amex gift card to Apple Pay (this may be a key step) ⁠Went onto the Target app and logged into my account ⁠Searched for "Target gift card" and chose one ⁠Selected full gift card amount of $100 dollars to be emailed to me (custom amounts are also available if you have a different balance than the options listed) Using Points for Gift Cards. 0 cent transfers making the math for me 11% return on Amex Gold food spending. AmEx Gold Card holders receive a monthly dining credit. Whether you're looking to maximize your rewards, navigate travel perks, or get the most out of exclusive experiences, this subreddit is There are only 3 AMEX cards that one should even think about - MRCC, Gold Charge & Platinum Charge rest all are shit. 8CPP and then pull out the money as cash and move it to my main checking account. You have to buy Amazon gift cards with your Amex gift card. EBay to Stop Taking American Express Cards Best way is just use them. You can only use $9. There can be some promotions on gift cards that surpass 1. So you are loosing 2%, however 5x points is like 10% (2c per point) so Basic Hilton Honors American Express Surpass Card Members can receive up to a total of $50 in statement credits each calendar quarter (January through March, April through June, July through September, and October through December), for up to $200 back annually, for eligible purchases charged directly with a property within the Hilton portfolio on their Card Account, including r/Amex is the place for American Express cardholders to connect, share tips, and discuss everything related to their premium card benefits. This means an Amex Gold card food purchase is netting you 8% return on spending (4 Amex points = 8 Hilton points, a 25% transfer bonus boosts this to 10 pts, 10 x 0. Sometimes Amex will target A popular option right now is Virgin Atlantic. Get the Reddit app Apple Gift Card with Membership Rewards Points - Offer . r/UKPersonalFinance benefits, offers, maximizing card usage and everything related to "ALL" American Express Cards. I have 100k points and want to get cash out of it. My point is lots of people are in this thread complaining about Amex points by making inaccurate general statements like "I get 0. You can use Virgin I haven't been to impressed with the flight deals for the last year. 99, and then click on Buy Now. You don't want to get crazy with it, but like a Netflix gift card works well for earning points. Please free to add content and join in AMEX has the top rewards hands down and usually wins on the perks side of things as well. For Amex gift cards to get approved; the payment processor has to send the card number, expiration date and 4 digit code with the request. supermarkets with your American Express® Card ending in xxxx (and any Additional Card associated with this account) on up to $25,000 in combined purchases, for the next three months. Pay with Points on Amex Travel r/Amex is the place for American Express cardholders to connect, share tips, and discuss everything related to their premium card benefits. Currently 1. This is for using Amex gift cards on Amazon - I don't have a solution for anywhere else. If you don’t have AMEX OFFER or sub bonuses to work on, I’d only use it on purchases that you’d need protection/warranties; otherwise, I’d use my home depot credit card: currently I’ve $15 OFF $100, and $75 OFF $500, I’ve had the homedepot card for years, and hardly use it other than special discounts once in a while, they almost close it last year when I haven’t touch it for 24 r/Amex is the place for American Express cardholders to connect, share tips, and discuss everything related to their premium card benefits. Since you get double the points would it be considered a 1. Step 2. 99. I have a $140 balance and I tried to make a $10 dollar purchase and it still says declined. Sucks to make the drive but I’m so glad to be rid of the AMEX gift cards. Thanks in advance!! I generally use points on retailer gift cards --- I have an American Express Blue and there are not many other good options, but there have always been gift card options at 1 point = 1 cent. Tried to use the AMEX gift card to buy Amazon gift card balance on Amazon. “If you have a Business Platinum Card® and an American Express Business Checking Account linked to the same Rewards Account, you can redeem up to 1 million points per calendar year at the Business Platinum Rate (1,000 points for $10 in deposits) and an unlimited number of points at the standard rate (1,000 points for $8 in deposits) thereafter. Whether you're looking to maximize your rewards, navigate travel perks, or get the most out of exclusive experiences, this subreddit is r/Amex is the place for American Express cardholders to connect, share tips, and discuss everything related to their premium card benefits. Platinum is the best for travel (Marriott/Hilton Gold, rental car status), and Green is decent. If they DON'T post from an L3 vendor, and just post as general merchandise rather than gift cards, you may get away with it, but AMEX considers Gift Cards a 'cash equivalent' and excludes them by name in their TOS. I was under the impression these terms are mostly about prohibiting manufactured spend, less so about prohibiting 4x on closed loop gift cards. I have Apple CC, but still plan to use points. Another consideration could be the Amazon credit card which offers 5% back on prime purchases (assuming you’re already prime) I know it’s not AMEX points, but still not a bad return. r/Amex is the place for American Express cardholders to connect, share tips, and discuss everything related to their premium card benefits. one of the Chase ink cards earns 5x at office supply stores so you can by gift cards there. Might be worthwhile looking into that. I add AppleCare anyway. 1 cpp though. S. And now you can use 20% fewer points on select gift cards when you redeem by 8/19/22. They last did it in November 20, 2022 - "Celebrate the season with this limited-time offerUse 20% fewer Membership Rewards® points on Gift Cards from select brands. I'm renovating my house and I'm eyeing using my points for a $1000 Home Depot gift card. ” Get the Reddit app Scan this QR code to download the app now American Express Clawing Back Points Earned From Gift Card Purchases General Discussion offers, maximizing card usage and everything related to "ALL" American Express Cards. If you want cash back at 1cpp, just buy a refundable ticket on amex travel and then cancel the ticket and you'll get refunded in cash. I’m glad I made this post it has really helped my understanding, as I am Points are best for travel, not really for gift cards. ; airfare on a scheduled flight charged directly with passenger airlines or American Express Travel (charter flights and private jet flights are People use the app ‘Beem’ to Bpay rent from a rewards credit card. Programs: UA I have 100k points on my Amex Gold. They aren’t going to claw back your points or anything like people are saying. 2) The AU cannot only be AU on a blue card on your account. Ive tried to make purchases and it says it keeps getting declined. and the only other "good Glad this sub talked me out of buying the Amex Gift Cards from their coupon book. It's easy to redeem American Express Membership Rewards Points for gift cards. For example, a $100 AirBnB GC costs 10,000 MR Points. 2 Open the new amex checking account, redeem the points to that account as cash at . ” Not only for Costco, for Walmart as well (even tho they accept Amex it’s not 5x points). offers, maximizing card usage and everything related to "ALL" American Gift cards would cost you 129,000 points to cover the costs. If you compare Amex point value per gift card, Apple is one of the better values. Rn they have an offer that earns +5 MR points for Amazon purchases up to $300, which is even better than buying a gift card. I ran into this exact problem. Chase literally does not care (some caveat here if you do this more than once). 5 cents per point for American Express gift cards (a $500 gift card for 100,000 points). Great find. 3 Virgin points). To achieve the monthly targets, I buy Amazon / Zomato Gift vouchers and through Amazon Using Amex gift card points and the Amex CC gives the 90 day warranty on theft and damage, and the one extra year of extended warranty. I used to purchase restaurant gift cards, but now, the only option was to purchase AMEX gift cards, which have less buying power. Yeah. Cancel the card after 1 year. If you're looking for cash-back, the floor is 1. Imagine, 120k reward points naging 6,000php equivalent na cash points lang sa BDO. Or check it out in the app stores Maybe an apple gift card. Amex sets the price for the conversion from points to gift cards. Burn Amex CLEAR Credits & Get Generally a rip off. Amazon offers Select American Express Membership Rewards Cardholders: $10 Off Your Purchase of $100 or more when you use at least 1 Membership Rewards Point and follow the instructions below. With AmEx, you definitely do not want to do statement credit. Whether the card is visa amex or MasterCard it doesn’t matter if you plan to get rid of the gift card organically. Or check it out in the app stores Staples. I even lost 120k points because iniipon ko sya sa Mastercard naman ng BDO, not knowing na tatanggalin na nila ang reward points system with MC, at papalitan ng cash points (auto-convert) which is priced way way lower. If you are team cashback, then the Amex Green, Gold, and Platinum don't make sense as good cards. 8. 8 = 8%. Closed-ended are store-specific gift cards like Uber gift cards. Only 30% off but still. Gift cards however, do not (recent DP from Delta) Reply reply We discuss Amex offers, Membership Rewards, benefits, offers, maximizing card usage and everything related to "ALL" American Express Cards. If you are OK with 1cpp, you can purchase gift card. Resy Pay also enables eligible American Express® Card Members to use their Membership Rewards points towards a meal in restaurants. 6 CPP to cover my charges on the card. Last year I got a great deal with an Xbox x, had some gift cards and had a spend 300 bucks, get 60 bucks back from Amex offers. And obviously using it for groceries and dining expenses. When I do purchase them, I usually buy something in the store when I see a deal. 800k of those are Amex points. You can convert points to Aeroplan points at a 1:1 ratio. This is only 6 because ideally you already off this before getting the card. Please free to add content and join in the conversation. One of the better Amex conversion rates is on Apple products. If you don't get good value out of MRs (via travel partners) and want to leave the Amex point system, then the best thing to do is sign up for the Schwab platinum and cash them out at 1. 100% you can. 4% back is not bad. $10 gift cards work source: currently have over $200 worth of gift cards from cheesecake factory lol r/Amex is the place for American Express cardholders to connect, share tips, and discuss everything . With the gold card specifically, if you use the $10/month grubhub and $10/month Uber or Uber Eats credit, you can effectively turn your annual fee into $10. 7% Redeeming for statement Just thought of it but am now wondering. From last 2 years with Infinia, I don't use Amex cards at all, other than some amex related online offers. 1 CPP into my Schwab brokerage account. Note that Amex is currently running a gift card promotion, so your points are worth about 0. There is a thread on Marriott points and gift cards over at slickdeals and saw someone make the following remark: I bought several hundred dollars worth of Marriott gift cards back during the Covid crisis when the hotels were all desperate. Travel the globe with ease, secure sought-after items, and Just a few days ago I tried using my points on American Express travel to book a Marriott property and the cash price was $900 but the points price was 125,000 points. or 3 Apply for the Schwab platinum and cash out the points at 1. It seems to me Amazon will not allow Amex gift cards to be used as there is no name and address associated with the card, however, they have something written in the code that gives a green light when the purchase is for small dollar amounts, i e. With Rakuten, it’s $100 x 5 multiplier= 500MR points. Especially if you can time it at a time when a grocery store is offering an additional bonus on buying gift cards from them on top of the usual points. I sometimes pick up amazon gift cards from metro while grocery shopping and then use that to buy stuff off amazon. Some qantas rewards points or a gift card for groceries would be great. Make the most of your holiday – treat yourself to a getaway, get friends together for dinner, or check everyone off your list. It's my only credit card. Redeem by 12/15/2022. I had an $1800 gift card and just used it for every tank of gas, grocery purchase, morning coffee and used it up in a couple weeks. Do NOT expect Amex to help you if their systems don't credit it. i usually end up "paying more" by using points. this really seems Yes it does. 300k MR points for $1500 gift card is A TERRIBLE DEAL! save it for future business/First class tickets. It worked! Learn all about Amex transfer partners. Another tip is connect your Amex account to Rakuten, which turns your cash back into MR points that are worth more when transferred out. *" 1 Just cash out at . 85 cent per point This isn't awesome, but already much better. Whether you're looking to maximize your rewards, navigate travel perks, or get the most out of exclusive experiences, this subreddit is We discuss Amex offers, Membership Rewards, benefits, offers, maximizing card usage and everything related to "ALL" American Express Cards. Starting from the date this email was sent, you can earn +5 rewards on purchases at U. Whether you're looking to maximize your rewards, navigate travel perks, or get the most out of exclusive experiences, this subreddit is I generally use points on retailer gift cards --- I have an American Express Blue and there are not many other good options, but there have always been gift card options at 1 point = 1 cent. less than Get the Reddit app Scan this QR code to download the app now. Add the amex gift card to your amazon account just like you would do with a regular credit or debit card (Click account, then click Your Payments). There is no way to change the exchange rate. Rakuten has a 5% Cash Back (aka 5x multiplier). Recently, though, I've noticed that the retailer gift cards have disappeared and only the American Express ones (which are terrible value) remain. Booked Flights to Italy with Amex Points upvotes It does have some points multipliers for airfare, but otherwise is not a travel card. They usually give offers like spend x amount in y days to get fee reversed and I take it. Amex has the ability to see line items on your receipts at (most?) stores and, historically, if there has ever been a crackdown/clawback on points it's because of purchasing too many open-ended gift Most people probably wouldn't redeem points for gift cards, but they are your points, so you can do what you like with them. Let’s say you get 4x points with amex gold at a . The conversion is 1:1, meaning 50,000 MR points = $500 giftcard. So I first bought an Amazon gift card for $9. I’ve never resold gift cards bud, I was just giving OP some advice if he needed to use up the Dell credit quickly. You can pay your Taxi or Uber using your MR Points at the value of 1 cent/point. Join and Discuss evolving technology, new entrants, charging infrastructure Heard that you could buy gift cards at grocery stores and use them elsewhere, so you would get the 5x on those purchases too (about 3. Alsotreat those of us that have a combo of cash back Amex cards like they are membership rewards and let the reward dollars pool (I have BCP & CM) You can redeem points for credits but fixed points travel stretches the value of the points far more. Internet Culture (Viral) Amazing In terms of using the Amex points I normally find a gift card option where you can get a 1 cent value on redemption, but have also transferred points to Hilton to get a hotel. For buying the flight with the gift card, could you explain a little more on how I would do that? So I buy a $50 gift card on delta. You are able to use these credits for Uber eats. upvotes Get the Reddit app Scan this QR code to download the app now Can confirm, just bought a $200 gift card for 140 bucks using just 1 MR. You will receive 3 additional Hilton Honors Bonus Points (for a total of 6 points) for each dollar of eligible purchases at the following categories of merchants: restaurants located in the U. You pay with AMEX+Rakuten: $100 gives you 100MR points. 2) you could deposit the cash back into your checking account or even Amex High Yield Savings. 99 each time to load onto the Amazon gift card. If this issue has been going on even for a little while, and not just with the interaction with gift cards like I thought, it’s concerning to think how many people it could be affecting who don’t notice or don’t bother spending hours on the phone getting it back. You can add an AMEX gift card to Apple Pay, Google Pay, etc. I then redeem the cash back as Amex MR points. Travel the globe with ease, secure sought-after items, and Just read through your post - def some similarities with the rewards points issue, though slightly different (no gift card issue). Is this current offer worth it? maximizing card usage and everything related to "ALL" American Express Cards. Redeeming for gift cards: You may redeem your points for gift cards to shops, rental car agencies, restaurants and even Airbnb. Just got an official email from Amex " Great news! You now qualify for a special offer. You have the ability to convert their credits into AmEx MR points. I went to Whole Foods to buy Amazon gift cards with the AMEX gift cards and had no trouble. 6 cpp, and you only get 2x cash back with let’s say Discover. However, you should aim 1 cent per point with gift cards (Amex Do NOT expect Amex to help you if their systems don't credit it. Or you can just just forgo AppleCare+ and the mobile device insurance and save yourself the 5-10%. Consider buying gift cards with your groceries. I've tried to use an Amex Digital Gift Card I received for $50 at several places: - Amazon (declined, checked account and saw message to use another payment method, 10 cent hold deducted from Gift card) This is the Reddit community for EV owners and enthusiasts. You won't be penalized for buying them, they just won't count. So you are loosing 2%, however 5x points is like 10% (2c per point) so I activated my American Express gift card a day ago. Also want to make sure I’m getting the most value out of them. amexgiftcard. Then I reloaded it 4 times with $9. The extra bonus points isnt worth it. The other ecosystems have statement credit option that is 1cpp (Chase, Citi) which is a minimum value you can use the points. I don’t like credit cards usually because they are predatory and they increase spending due to changing the psychology of spending. It's got a big annual fee but the SUB more than covers it. Members Online • helllloooo123 . For example, with Amex specifically (every issuer is different), you get more value in the following order: Redeeming for travel >1%+ Redeeming for Non-Amex gift cards (like Home Depot) ~ 1% Redeeming at Amazon ~. Members Online. tried many reputable merchants without success. Go to the Gift cards section under your account, and click on reload your balance. 21 votes, 42 comments. Or check it out in the app stores     TOPICS. But I did want to note that another alternative might be to get the Charles Schwab American Express Platinum card. Whether you're looking to maximize your rewards, navigate travel perks, or get the most out of exclusive experiences, this subreddit is MR points = Membership Rewards points. Plus the additional 1% for the purchase, it totals to essentially 4x. Nothing even comes close to the new Cobalt card in terms of rewards if you redeem them for fixed point flights. Whether you're looking to maximize your rewards, navigate travel perks, or get the most out of exclusive experiences, this subreddit is No, if you book it on your amex card, then you are likely buying through a third party website, which is not amex travel. 6cpp, 1cpp, the points are useless" etc. I've decided to cancel my gold card so needed to figure out how to convert those into cash as the last resort, and I think I've figured out the best rate of converting MR points to actual cash at a 14% loss. The Amex charge cards only make sense if you redeem MR points to travel. 8m between different programs and cards. You can order various gift card from the Amex MR website at the value of 1 cent/point. and join the discussion on Sopuli. In the future, make sure you read what you are buying, and all the notices warning you that exchanging points is final. Not the best value, but not terrible It's easy to redeem American Express Membership Rewards Points for gift cards. Use this URL to find / apply to another card: American Express - Rewards Points I ran into this exact problem. If you can have the time, effort, and flexibility, you can use Amex points even for economy flights to good effect. So even if you have a platinum card, and your points look like they apply across all of your cards, if someone is only an AU on a blue card on your account, they will NOT be an option to transfer. Always buy gift cards alongside groceries so the charges are not in 50,100 but are more random. I decided that Amex isn't the ecosystem for me because I don't travel much and don't want to deal with the complexity of using Member Rewards points effectively. With that being said the math is simple: $500 PayPower MC is 509. You can order various gift card from the AmEx MR website at the value of 1 cent/point. Whether you're looking to maximize your rewards, navigate travel perks, or get the most out of exclusive experiences, this subreddit is 0. I went through the same problem, and the agents didn't understand there were changes that happened to legacy cards in Oct '23. Whether you're looking to maximize your rewards, navigate travel perks, or get the most out of exclusive experiences, this subreddit is I agree with most of what has been said so far. We learned this the hard way, lol. If you purchase groceries at a physical grocery store (if that store codes as grocery), gift cards will count towards your 21 votes, 42 comments. More posts you may like r/UKPersonalFinance. Whether you're looking to maximize your rewards, navigate travel perks, or get the most out of INR 20k worth reward points Referral link for Amex card India: Here is my unbiased review of the American Express Platinum Travel Credit Card with PROS and CONS explicitly highlighted, hoping that it would help the readers make an informed decision. any card that earns on groceries can be used to buy gift cards at grocery stores. Whether you're looking to maximize your rewards, navigate travel perks, or get the most out of exclusive experiences, this subreddit is Definitely look into the offers on the card. It is not that bad a deal since with Gold card you are getting 4x in popular categories. And yes, gamit na gamit talaga. There’s like 5-6 different prepaid Amex products (gift card, serve, reward card) and each has a unique website explaining how to use the card. Open-ended are treated as cash equivalents, so things like Visa cash gift cards. rights now when hotel/airlines will almost certainly be devaluing things. Do note that Amex tends to frown upon abusing the, buy gift card for 5x points to spend else where. Top 2% Rank by size . I haven’t used it yet myself but I will look into it. According to https://www. Book inside travel portal can work too if the price is similar to other places like expedia. Two times I stayed at a Marriott brand hotel and two times they refused to accept them. The minimum you want to do is redeeming points for airline tickets when buying through travel portal (1cpp), or certain gift cards (home depot give 1cpp). com/frequently-asked-questions, eGift cards can be added to digital wallets: Apple Pay, Samsung Pay, and Google Pay. Other gift card r/Amex is the place for American Express cardholders to connect, share tips, and discuss everything related to their premium card benefits. Explore gift cards and digital gift cards from a wide variety of brands and partners. With any L3 reporting, gift cards will not count toward AMEX SUB spending. Amex earns their merchant fees on store gift cards and they can’t be used to pay off the bill and close the MS cycle. * Specifically a delta gift card, i want to gift someone this for xmas but am curious if it will count towards the 5x MR if i buy it directly from delta. When you add a card to your Amazon wallet; Amazon takes all the info and the first time you go to buy something it used all that data to get an approval (validates the card is accurate, and saves it to your I recently activated an AMEX offer for +5 points up to a certain amount. A few, Home Depot, Cheddars, r/Amex is the place for American Express cardholders to connect, share tips, and discuss everything related to their premium card benefits. Considering your expenses of ~10 lakhs/year I'd recommend getting Platinum Charge but keep in mind it's a charge card so no EMI option and also the fee is pretty high (around 70k/year) so unless you travel frequently and can make use of the unlimited To hit my SUB for my Amex gold I bought visa gift cards not realizing at the time that people get their points clawed back or accounts shut down for doing so since buying gift cards is against the terms and conditions. 5x after activation fees). tfhhgoy xjf icdya bgwtdf gzokc aagl tdkla zrym ainism gpzmuj